Make temporary repairs to protect your home or property from further damage. Cover holes in the roof or walls with plywood and use heavy duty plastic to cover broken windows.
If you can’t make repairs yourself, check the contractor’s references with your insurance agent, Chamber of Commerce or Better Business Bureau.
Get an estimate first and discuss payment terms. Get receipts for labor and materials.
Keep records, bills and paid invoices, until your insurance representative visits.
Take photos of damaged areas and possessions.
Note: Federal disaster assistance may be available.
Filing a Claim
Notify your insurance agent as soon as possible. Give an address and phone number where you can be reached if you have vacated your home.
Present your photos and inventory to help your insurance adjuster assess the damage.
Be patient. Cases are expedited based on severity or hardships.
